How the terms apply in India
This page explains the rules that govern your use of jiliapp. Our terms apply to account creation, access, wallet activity, content use, and support requests. Eligibility depends on local law and is available only where local law permits. If any part of these terms conflicts with
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a rule that applies in your state or territory, the local rule takes priority for that part. We may update the terms when the lobby, wallet flow, or legal duties change, and the current version on this page controls from the moment it is posted. You
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are expected to read the terms before opening an account and again whenever we change them. For India, the same wording applies across UPI, Paytm, and PhonePe actions inside your account flow.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.